Equifax Business Match

Equifax Business Match checks whether the application business matches a record in Lendflow’s connected Equifax business dataset. The Equifax KYB Workflow Builder block exposes the equifax_business_match service for business entities.

Requirements

Application field	Requirement	Notes
Business legal name	Required	Compared with the Equifax name and legal-name fields.
Business telephone numbers	Optional	Normalized and unformatted variants are considered during matching.
Owner email addresses	Optional	Compared with the email on the Equifax record.
Business address line	Optional	Compared when present.
Business address city, state, and ZIP	Optional	Used to narrow the match when present.

Run Equifax Business Match

Call Enrich Business Credit Application with provider set to equifax_business_match, then poll Get Commercial Data with services[]=equifax_business_match.

{
  "provider": "equifax_business_match"
}

The result appears at commercial_data.equifax.kyb_search, the lifecycle message appears at statuses.equifax.kyb_search, and the stored match inputs appear at request_data.equifax.kyb_search.

Equifax Business Match is not included in the current Data Orchestration service catalog.

What the service returns

Response area	Meaning
Equifax business record	The complete matched row from the connected Equifax business dataset.
`efx_name` and `efx_legal_name`	Names used to identify the Equifax business.
Contact and address fields	Equifax telephone, email, address, city, state, and ZIP values.

Representative response

{
  "efx_name": "EXAMPLE BUSINESS",
  "efx_legal_name": "EXAMPLE BUSINESS LLC",
  "efx_phone": "+15125550100",
  "efx_email": "owner@example.com",
  "efx_address": "100 MAIN ST",
  "efx_city": "AUSTIN",
  "efx_state": "TX",
  "efx_zipcode": "78701"
}

The production response is the matched Equifax dataset row and can contain fields beyond this example. The fields shown are the ones Lendflow currently uses for matching.

Response attributes

Attribute	Type	Meaning	Possible values or units	When returned
`efx_name`	String or null	Business name on the Equifax record.	Provider text.	When present in the matched row.
`efx_legal_name`	String or null	Legal business name on the Equifax record.	Provider text.	When present.
`efx_phone`	String or null	Telephone on the Equifax record.	Provider-controlled telephone text.	When present.
`efx_email`	String or null	Email on the Equifax record.	Email text.	When present.
`efx_address`	String or null	Street address on the Equifax record.	Provider text.	When present.
`efx_city`	String or null	City on the Equifax record.	Provider text.	When present.
`efx_state`	String or null	State on the Equifax record.	State text or code.	When present.
`efx_zipcode`	String or null	ZIP code on the Equifax record.	String; preserve leading zeroes.	When present.

Errors and statuses

If no row satisfies the business-name and available contact/address criteria, Lendflow records No Business found - {business name}. Success means that Lendflow stored a matched record; it is separate from any risk or credit conclusion.

FAQ

Is this an Equifax credit report?

No. This service performs business matching. Equifax report products are separate services.

Which field is required?

Business legal name is the primary required match input. Contact and address data improve matching when available.

Can this service run in Data Orchestration?

It is not included in the current Data Orchestration service catalog.