Experian Business Quick Search

Experian Business Quick Search finds candidate U.S. businesses from one application value and returns Experian Business Identification Numbers (BINs), names, addresses, telephone numbers, contacts, and provider ranking values. The Workflow Builder block is ExperianQuickSearch, and its service ID is experian_business_quick_search.

Requirements

Application field	Requirement	Notes
Business legal name	Conditional	Required when Business legal name is selected as the search source. This is the default selection, and the value must not be empty.
Business address	Conditional	Required when Business address is selected. At least one address component must be present; available address lines, city, normalized state, and ZIP code are combined for the search.
Primary business owner’s telephone	Conditional	Required and must not be empty when Business telephone is selected.
Primary business owner’s full name	Conditional	Required and must not be empty when Contact name is selected.
Existing Experian BIN	Conditional	Required and must already be stored on the business when BIN is selected.

The selected search source must resolve to a non-empty string.

API flow

Call Enrich Business Credit Application.
Set provider to experian_business_quick_search.
Optionally set options.searchString to one of the values above. stage_id is optional; when supplied, it must be a valid underwriting workflow-stage UUID for the application.
Treat {"data":{"onqueue":true}} as queue acceptance, not a completed search.
Poll Get Commercial Data with services[]=experian_business_quick_search.

{
  "provider": "experian_business_quick_search",
  "options": {
    "searchString": "business_legal_name"
  },
  "stage_id": "6ff8f7f6-1eb3-3525-be4a-3932c805afed"
}

Data	API response path
Stored provider response	`commercial_data.experian.business_quick_search`
Lifecycle message	`statuses.experian.business_quick_search`
Stored request	`request_data.experian.business_quick_search`

The API queues a background job. That job authenticates with Experian, performs the provider request, stores the response, and updates the business’s Experian BIN from the first returned result when available.

Data Orchestration availability and flow

Experian Business Quick Search is available in Data Orchestration under Match > Experian > Quick Search.

Add the Experian Quick Search service step and configure a condition that checks whether a business match exists.
Choose the quick-search source when needed. Data Orchestration defaults to the business legal name.
If prerequisite Quick Search data is absent, Data Orchestration runs the service synchronously before evaluating the condition.
The condition evaluates the first non-empty result. An empty result or Experian’s no-records message evaluates as no match.

What the service returns

Response area	Meaning
Candidate array	Zero or more Experian business candidates.
Business identity	BIN and business name for each candidate.
Contact information	Telephone, contact name, and contact title when Experian supplies them.
Address information	Street, city, state, and five-digit ZIP when supplied.
Ranking	Provider ranking value for ordering candidate results. Lendflow does not define a public decision threshold for it.

Representative response

[
  {
    "bin": "700000001",
    "busName": "EXAMPLE BUSINESS LLC",
    "rank": 50400,
    "phone": "+15125550100",
    "contact": "JANE DOE",
    "contactTitle": "OWNER",
    "street": "100 MAIN ST",
    "city": "AUSTIN",
    "state": "TX",
    "zip5": "78701",
    "displayOtherBusNames": []
  }
]

Response attributes

Attribute	Type	Meaning	Possible values or units	When returned
`[].bin`	String	Experian Business Identification Number.	Identifier text; preserve leading zeroes.	For a candidate when supplied.
`[].busName`	String	Candidate business name.	Provider text.	For each returned candidate.
`[].rank`	Number	Experian’s candidate ranking value.	Provider-defined numeric value; no Lendflow pass threshold is defined.	For each returned candidate in the current fixture.
`[].phone`	String	Candidate telephone.	Provider-formatted telephone text; it can be an empty string.	When supplied.
`[].contact`	String	Contact associated with the candidate.	Provider text or an empty string.	When supplied.
`[].contactTitle`	String	Contact’s title.	Provider text or an empty string.	When supplied.
`[].street`	String	Candidate street address.	Provider text.	When supplied.
`[].city`	String	Candidate city.	Provider text.	When supplied.
`[].state`	String	Candidate state.	Two-letter code in the current fixture.	When supplied.
`[].zip5`	String	Candidate five-digit ZIP code.	String; preserve leading zeroes.	When supplied.
`[].displayOtherBusNames`	Array	Other business names attached to the candidate.	Zero or more provider-controlled values.	When supplied; it can be empty.

Errors and statuses

An unsupported options.searchString value fails Lendflow request validation.
A selected application value that resolves to null or an empty string fails provider-request validation.
Inactive or invalid Experian credentials, a missing subcode, authentication failures, and provider HTTP errors cause the queued job to fail.
No candidates produces No Business found - {business name}. This is different from a provider transport error.
Success means Lendflow stored the search results. It is not an underwriting decision.

FAQ

Which search source is used by default?

Lendflow uses business_legal_name when options.searchString is omitted.

Does queue acceptance mean the search finished?

No. data.onqueue=true only confirms that the background job was queued. Poll Commercial Data until the lifecycle message reaches a terminal state.

Does the service update the application BIN?

Yes. When Experian returns a candidate, Lendflow stores the BIN from the first result on the business.

Can Data Orchestration run the search?

Yes. It can fetch missing prerequisite data synchronously and evaluate whether the first result contains a business match.