> ## Documentation Index > Fetch the complete documentation index at: https://docs.lendflow.com/llms.txt > Use this file to discover all available pages before exploring further. # Experian GDN Business Credit ## Experian GDN Business Credit Use the **Experian GDN Business Credit** Workflow Builder block for Experian Global Data Network (GDN) business profiles and international credit reports. The block ID is `experian_gdn_business_credit` and it is available for business entities. ## Services | Service | Service ID | Experian endpoint | Commercial-data path | | - | - | - | - | | GDN Company Profile | `experian_gdn_company_profile` | `/businessinformation/globaldatanetwork/v1/reports/companyprofile` | `data.commercial_data.experian.gdn.company_profile` | | GDN Risk Check | `experian_gdn_risk_check` | `/businessinformation/globaldatanetwork/v1/reports/riskcheck` | `data.commercial_data.experian.gdn.risk_check` | | GDN Small Report | `experian_gdn_small_report` | `/businessinformation/globaldatanetwork/v1/reports/smallreport` | `data.commercial_data.experian.gdn.small_report` | | GDN Extended Report | `experian_gdn_extended_report` | `/businessinformation/globaldatanetwork/v1/reports/extendedreport` | `data.commercial_data.experian.gdn.extended_report` | | GDN Canadian Profile Report | `experian_gdn_canadian_profile_report` | `/businessinformation/globaldatanetwork/v1/credit/canada` | `data.commercial_data.experian.gdn.canadian_profile_report` | The Canadian Profile Report uses its Canada-specific credit endpoint. The other four services use the common GDN report request. The current application service catalog accepts these GDN service IDs for US and Canadian applications. Other country codes are not listed in the current requested-product availability map. ## Requirements | Application field | Requirement | Notes | | - | - | - | | Existing Experian GBIN | Conditional | Required unless automatic GDN matching is used. | | Business legal name | Conditional | Required for automatic GDN matching when no GBIN is stored. | | Business country | Conditional | Required for automatic GDN matching and report selection when no GBIN is stored; use a supported country value. | | Business street | Optional | Improves GDN matching. | | Business city | Optional | Improves GDN matching. | | Business state or area | Optional | Improves GDN matching; must be valid for the selected country. | | Business postal code | Optional | Improves GDN matching; must be valid for the selected country. | | Country-specific business identification number | Optional | Improves GDN matching when a supported identifier is available. | When no GBIN is stored, Lendflow runs GDN matching and stores the highest-reliability result's GBIN. Select the Canadian Profile Report for a Canadian report; the other reports require the GBIN and business country. ## Availability window The dashboard marks Experian GDN unavailable during its scheduled Eastern Time window: | Day | Dashboard unavailable window | | - | - | | Monday | 12:00 a.m.–7:00 a.m. ET | | Tuesday–Sunday | 1:00 a.m.–7:00 a.m. ET | This is a dashboard availability indicator. The public Experian availability endpoint checks domestic Experian token authentication and is not a GDN report-specific health check. ## API flow 1. Create or update an application with an existing GBIN or the GDN match fields above. 2. Select the exact GDN service in a published Data Orchestration template. 3. Add any condition that depends on the report after the service step. 4. Call [Execute Data Orchestration](/api-reference/data-orchestration/execute-data-orchestration): ```json theme={"system"} { "application_id": "00000000-0000-0000-0000-000000000000", "template_id": "11111111-1111-1111-1111-111111111111" } ``` The endpoint schedules asynchronous execution and returns a Data Orchestration log resource. It does not return the GDN report inline. 5. Read execution with [Get Data Orchestration Log](/api-reference/data-orchestration/get-data-orchestration-log) at `GET /api/applications/{application_id}/data_orchestration_logs/{log_id}`. 6. Retrieve responses with [Get Commercial Data](/api-reference/workflow-management/get-commercial-data) at `GET /api/applications/{application_id}/commercial_data`. Filter the response with exact IDs when needed: ```text theme={"system"} GET /api/applications/{application_id}/commercial_data?services[]=experian_gdn_risk_check&services[]=experian_gdn_extended_report ``` Stored provider requests appear under `data.request_data.experian.gdn`, and latest service messages appear under `data.statuses.experian.gdn`. ## Data Orchestration availability The **Business Credit** Data Orchestration category exposes report conditions as follows: | Service | Conditions available | | - | - | | GDN Company Profile | No Company Profile-specific result conditions are currently registered. The service can still run and its response remains available through commercial data. | | GDN Risk Check | Report up to date, hard negative facts existing, credit rating, credit limit, company turnovers, and unexpected error. | | GDN Small Report | Credit rating, credit limit, company turnovers, hard negative facts existing, and unexpected error. | | GDN Extended Report | Credit limit, company turnovers, hard negative facts existing, and unexpected error. | | GDN Canadian Profile Report | Payment index, credit score, risk class, 90-day credit limit, 13-month credit limit, all-lines credit limit, total past due, and unexpected error. | These are availability summaries, not an attribute catalog. Conditions read an already stored report synchronously, so place the service before conditions that use it. **Has Unexpected Error?** reads the latest finished underwriting attempt even when no report body was stored. ## What the services return | Result area | What it contains | | - | - | | Common report identity | GBIN, business name, address, country, provider references, and report date when available. | | `companyProfile` | Registration, activities, legal form, employees, turnover, contact, and corporate-linkage information. | | `riskCheck` | Compact credit rating, credit limit, turnover, freshness, and hard-negative-fact indicators. | | `smallReport` | Risk Check areas plus selected legal, financial, payment, and corporate details. | | `extendedReport` | The broadest general GDN report, including expanded financial, legal, payment, ownership, and corporate information. | | `creditReport` | Canadian payment index, credit score, risk class, recommended credit limits, balances, past-due totals, and legal information when available. | ## Representative response This shortened, sanitized example combines representative fields from separately stored reports. ```json theme={"system"} { "data": { "statuses": { "experian": { "gdn": { "risk_check": "Success", "extended_report": "Success", "canadian_profile_report": "Not yet started" } } }, "commercial_data": { "experian": { "gdn": { "risk_check": { "riskCheck": { "reportUpToDate": true, "namesAndAddresses": { "legalEntity": { "name": "Example Trading Ltd.", "gbin": "123456789" } }, "ratingsAndClassifications": { "rating": { "ratingTrafficLightCode": "GREEN" }, "creditLimit": { "value": 40000, "currencyCode": "CAD" } }, "legalInfoAndShares": { "hardNegativeFactsExisting": false } } }, "extended_report": { "extendedReport": { "financialReports": { "companyTurnovers": [ { "period": { "startDate": "2025-01-01", "endDate": "2025-12-31" }, "amount": { "value": 1250000, "currencyCode": "CAD" } } ] }, "legalInfoAndShares": { "hardNegativeFactsExisting": false } } }, "canadian_profile_report": null } } } } } ``` ## Key response attributes ### Identity and report metadata | Attribute | Type | Meaning | Possible values or units | When returned | | - | - | - | - | - | | `gbin` | string | Experian's global business identifier. | Nine-digit GBIN. | When a GDN business is resolved. | | Business-name and address objects | object or null | Provider identity for the matched company. | Country-specific text and address fields. | When present in the selected report. | | Report date or freshness fields | date, boolean, or null | Whether the source report is current and when it was produced. | Provider date format or `true`/`false`. | By report and supplying bureau. | ### Risk and commercial capacity | Attribute | Type | Meaning | Possible values or units | When returned | | - | - | - | - | - | | `ratingsAndClassifications.rating.ratingTrafficLightCode` | string or null | Bureau risk assessment used by Risk Check conditions. | `RED`, `YELLOW`, `GREEN`, or unavailable. | Risk Check when the bureau supplies a rating. | | `ratingsAndClassifications.creditLimit.value` | number or null | Recommended commercial credit exposure. | Monetary amount; currency is in `currencyCode`. | Risk Check when the supplying bureau calculates a limit. | | `financialReports.companyTurnovers` | object or array | Reported or modeled company revenue by period. | `period`, `amount.value`, `amount.currencyCode`, and estimation metadata; the shape varies by report. | When turnover data exists. | | `legalInfoAndShares.hardNegativeFactsExisting` | boolean or null | Whether severe adverse facts are present. | `true`, `false`, or unavailable. | When the selected report and bureau support the indicator. | ### Canadian credit | Attribute | Type | Meaning | Possible values or units | When returned | | - | - | - | - | - | | `creditReport.paymentIndex` | number or null | Canadian payment-timeliness measure. | Provider-defined numeric index. | Canadian Profile Report when scoreable. | | `creditReport.creditScore` | number or null | Canadian commercial credit score. | Provider-defined numeric score. | Canadian Profile Report when scoreable. | | `creditReport.riskClass` | string, number, object, or null | Canadian risk category. | Provider-defined class. | Canadian Profile Report when available. | | Canadian credit-limit fields | number or null | Recommended limits based on different lookback periods or all lines. | Monetary amount. | Canadian Profile Report when calculated. | | `creditReport.totalPastDue` | number or null | Total past-due balance. | Monetary amount in report currency. | Canadian Profile Report when reported. | ## Null and missing values * GDN content differs by country and supplying bureau. A field documented for one market may be absent in another. * A successful report can contain `null`, empty arrays, or objects whose description says the value is unavailable. * Treat missing and `null` as unavailable. Do not infer zero, `false`, or no adverse facts unless the provider explicitly returns that value. * When a service has not run, its filtered commercial-data path can be `null` while its status remains `Not yet started`. * Lendflow stores the `results` object when present. If `results` is missing or empty, it stores the full provider response so error details are preserved. ## Statuses and errors | Signal | Meaning | | - | - | | `Not yet started` | No latest log exists for that exact GDN service ID. | | `Started` | The asynchronous report job began. | | `Success` | The job completed; individual fields can still be unavailable. | | Failure message | Identifier match, authentication, validation, availability, or provider failure. | If no stored GBIN exists and GDN search returns no result, the report stops with `No Business found - {business name}`. Other failures include a missing country code, invalid country-specific state, postcode, or identification number, a missing configured subcode, inability to retrieve an Experian bearer token, and provider errors. Lendflow reads client messages from `errors[0].message`, server fault text from `errors[0].fault.faultstring`, or other recognized provider error fields before using a generic fallback. ## FAQ A BIN identifies a business in Experian's US business-information flow. A GBIN identifies a business in GDN. Lendflow stores either identifier on the business and resolves the appropriate value through country-routed business match when one is missing. Business legal name and country are required. Street, city, state or area, postcode, and a country-specific business identification number are optional and can improve matching. No. The current integration intentionally omits phone from GDN business search. Not through a Company Profile-specific condition today. The service can run and its full response is available in commercial data, but no Company Profile result conditions are registered in the Business Credit category. GDN coverage depends on the country, bureau, report, and available source records. A successful request confirms report delivery, not that every possible measure is populated.